Pre-Existing Condition Exclusion
Pre-Existing Condition means an illness, disease, or other condition during the 180-day period immediately prior to the effective date, for which you, your traveling companion or family member is scheduled or booked to travel with them:
- Has received, or has received a recommendation, for a diagnostic test, examination, or medical treatment; or
- Took or received a prescription for drugs or medicine.
Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180-day period before coverage is effective.
Pre-Existing Condition Exclusion Waiver
The Pre-Existing Condition Exclusion is waived provided you meet all of the following requirements:
- Your premium for this insurance plan is received with your initial Covered Trip deposit for your Covered Trip; and
- You are not disabled from travel at the time you pay your premium.
For more information on Pre-Existing Medical Conditions, please contact TLC.
